Dti
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Mortgage Readiness
Get organized before pre-approval with a clear view of income, debt, assets, and documents.
DTIreservesdocumentsbudgetlender questions
Clear next steps
- Understand your options before you commit.
- Compare tools, programs, timelines, and costs.
- Ask Miguelito for local referrals when needed.
What this guide helps you do
Reserves
Use this section to compare options, ask better questions, and prepare for the next step with a licensed professional.
Documents
Use this section to compare options, ask better questions, and prepare for the next step with a licensed professional.
Budget
Use this section to compare options, ask better questions, and prepare for the next step with a licensed professional.
Lender Questions
Use this section to compare options, ask better questions, and prepare for the next step with a licensed professional.
Helpful questions to ask
- What documents, deadlines, and costs should I prepare for?
- Which rules vary by state, county, lender, property type, or loan program?
- What should I verify before making a financial decision?
- Who should I speak with for legal, tax, lending, inspection, insurance, or appraisal advice?
Important: Information is educational and not legal, tax, lending, appraisal, inspection, or financial advice. Programs, rates, guidelines, availability, and eligibility change by state, county, city, lender, and borrower profile. Always verify eligibility and next steps with a licensed professional.
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